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bankruptcy law Archives

Bankruptcy law and your future

Many people in Michigan and elsewhere disregard bankruptcy as a good form of debt relief because of how it can affect their credit rating. While it is true that utilizing bankruptcy law to get out of debt can do a number on one's credit score, it may only be a temporary problem. If gone about the right way, bankruptcy can be good for one's present situation and for the future.

Michigan bankruptcy law: thinking long term

In 2017, roughly 700,000 Americans filed for bankruptcy -- some of whom were Michigan residents. They did this because they found themselves in difficult financial positions that left them feeling that they had no other option, and that is okay. However, before utilizing bankruptcy law benefits, one must think long term. 

Bankruptcy law: What happens if I just don't pay my debt?

Ever think, "I'm just not going to pay that bill, I'm done!"? The thought of just walking away from it all sounds really nice. Who wouldn't want to just not pay their bills? Unfortunately, creditors do care and aren't likely to let such a decision slide. The only way Michigan residents may be able to really walk away from or reduce their debt obligations is turn to a bankruptcy law attorney for help.

Michigan bankruptcy law: What to expect when pursuing bankruptcy

Taking the leap and filing for bankruptcy can be a frightening thing, especially if one is not sure what to expect. Michigan residents who think that this form of debt relief may be their best bet do not have to go through it with little understanding as to what is going on. This week's column will go over a few things to expect during the process, and an experienced bankruptcy law attorney can provide even more detailed information on the matter.

Michigan bankruptcy law: Most people have some type of debt

According to a recent news report, most Americans are in debt in some way. While there are those who, with strict adherence to a budget, can get out of debt on their own, there are others who will find that they need a little help. Michigan residents who are in over there heads and drowning in debt may benefit from relief offered through bankruptcy law.

Michigan bankruptcy law: Credit card interest rates about to rise

According to a recent news report, credit card interest rates are about to rise. This will really hurt those who are currently carrying balances and are unable to pay them off. For Michigan residents in this situation, bankruptcy law may be of benefit.

Michigan bankruptcy law: Have next to nothing in savings?

Many people in Michigan and across the country have next to nothing in savings. This means that if they experience a significant financial hardship, they could lose everything they have trying to pay for it. Thankfully, when fiscal disaster strikes there are options to deal with it. A bankruptcy law attorney can review the situation and help one find a solution.

New year, no debt: how bankruptcy law can help

It is still early in 2018, and you've decided this is the year you are going to get out of debt. You know that budgeting alone is not going to help your situation. What can you do? If you are one of the many Michigan residents with debt up to your eyeballs, bankruptcy law may be able to help you.

Michigan bankruptcy law: the average American has how much debt?

Debt is not something that most people like to talk about. No one wants family and friends to know if they are struggling. The truth is, though, the average American has quite a bit of debt. Michigan residents who find themselves unable to get their finances under control can turn to an experienced bankruptcy law attorney for help.

Michigan bankruptcy law: Managing credit card debt

Quite a few Michigan residents have some level of credit card debt. It happens. In fact, it is believed that most Americans carry at least a few thousand dollars in credit card debt. What options are available to such individuals? Is turning to a bankruptcy law attorney for help always necessary?

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