At The Smith Law Offices, P.C., we bring highly focused legal representation to people throughout southeast Michigan, including individuals facing home foreclosure proceedings. We are committed to your success, and we will use our knowledge, skill, experience and resources to protect your interests. We believe that effective lawyer-client relationships are built through face-to-face communication. We intentionally keep our firm small so that we can dedicate more of our time to every case we handle.
Because of our reputation for extensive legal knowledge, as well as our willingness to listen carefully to the needs and concerns of our clients, many of our new cases come to us in the form of referrals.
We provide comprehensive counsel to people who face foreclosure proceedings, helping you use a Chapter 13 bankruptcy proceeding, if feasible, to suspend foreclosure. When you file for protection under Chapter 13, an automatic stay immediately goes into effect. The automatic stay prohibits your creditors from calling or writing you in an effort to collect on a debt and suspends any legal proceedings against you, and it can be used to temporarily stop home foreclosure actions. This can buy you the time and relief you need to get caught up on your arrearages. We can also help you seek to renegotiate the terms of your mortgage so that it becomes affordable once you come out of bankruptcy.
We will handle all matters related to your Chapter 13 filing, gathering all necessary financial information, preparing and filing all documents with the court, and acting as your liaison with creditors, the bankruptcy court and the trustee. We will help you prepare a reorganization plan to submit to your creditors, and we will review any proposed repayment agreements from your mortgage lender to verify that it is in your best interests.
We offer a confidential consultation to every client. To schedule a free initial consultation with an experienced Westland foreclosure defense attorney, contact us by e-mail or call our offices at 734-729-4465.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.